My favorite app these days is Red Stamp — digital cards for every occasion. Digital cards that are well designed and have options that do and do not require photos. You can email them, text them, tweet them, instagram them, facebook them or even, should you wish, send a physical postcard of your creation. It’s all free unless you choose the snail mail method or a premium (read licensed) design. But truly, there are gobs of options that don’t cost a thing. And thanks to the digital revolution, it’s not even too late for you to send a holiday card or two or more at this late date. Gotta love that!